Bank Holidays in December 2025

Bank Holidays in December 2025: Complete List for All States and Banks in India

As the year 2025 draws to an end, December becomes one of the most awaited months — a time for festivals, family gatherings, and year-end celebrations. But before you plan your travels or financial activities, it’s important to know the Bank Holidays in December 2025.

Every year, the Reserve Bank of India (RBI) releases a detailed list of holidays for public and private sector banks. These holidays vary across states and are influenced by national events, regional festivals, and weekends. This guide provides a complete overview of Bank Holidays, including national holidays, second and fourth Saturdays, and state-specific observances for December 2025.

List of Bank Holidays in December 2025

Below is the tentative list of Bank Holidays in India for December 2025 (actual dates may vary slightly by state government notifications):

Date	Day	Holiday	Applicable States / Cities
December 6, 2025	Saturday	Second Saturday Bank Holiday	All India
December 12, 2025	Friday	Id-e-Milad (regional observance)	Jammu & Kashmir, Kerala, Tamil Nadu
December 13, 2025	Saturday	Second Saturday (Bank Holidys)	All India
December 25, 2025	Thursday	Christmas Day	All India
December 27, 2025	Saturday	Fourth Saturday (Bank Holidys)	All India
December 31, 2025	Wednesday	New Year’s Eve (restricted holiday)	Metro Cities & Select Branches

👉 Note: All Sundays in December 2025 are public holidays for banks across India.

RBI and Bank Holiday Guidelines

According to the RBI’s annual calendar, banks in India are closed on:

• All Sundays

• Second and Fourth Saturdays

• Public Holidays declared under the Negotiable Instruments Act

While these Bank Holidays apply nationwide, some states observe additional holidays based on local festivals and traditions. For example, Goa may declare additional holidays for local feasts, while Tamil Nadu observes extended celebrations around Christmas and New Year.

State-wise Bank Holidays in December 2025

Here’s a look at some major Indian states and their likely Bank Holidays in December 2025:

1. Maharashtra (Mumbai, Pune, Nagpur)

• December 6 – Second Saturday

• December 25 – Christmas

• December 27 – Fourth Saturday

2. Delhi / NCR

• December 6 – Second Saturday

• December 25 – Christmas (Public Holiday)

• December 27 – Fourth Saturday

3. Tamil Nadu (Chennai, Coimbatore)

• December 12 – Id-e-Milad (Regional Holiday)

• December 25 – Christmas

• December 27 – Fourth Saturday

4. Assam (Guwahati, Dibrugarh)

• December 6 – Second Saturday

• December 25 – Christmas

• December 27 – Fourth Saturday

5. Karnataka (Bengaluru, Mysuru)

• December 6 – Second Saturday

• December 25 – Christmas

• December 27 – Fourth Saturday

6. Kerala (Kochi, Trivandrum)

• December 12 – Id-e-Milad (Regional)

• December 25 – Christmas

• December 27 – Fourth Saturday

7. West Bengal (Kolkata)

• December 6 – Second Saturday

• December 25 – Christmas

• December 27 – Fourth Saturday

Bank-wise Holiday Overview

1. Union Bank of India

Union Bank branches across India will remain closed on all Sundays, second and fourth Saturdays, and on December 25 for Christmas. Regional offices in metro cities may also observe half-day closures on New Year’s Eve (December 31).

2. State Bank of India (SBI)

SBI follows the RBI holiday schedule and will observe closures on the same dates, ensuring ATM and online banking remain operational.

3. HDFC, ICICI, Axis, and Private Banks

Private banks adhere to the same Bank Holidays. Their digital services, however, will be available 24×7, allowing customers to transact even during holidays.

Festivals and Observances in December 2025

The end of the year brings both festive joy and financial planning. Key festivals and observances during this period include:

• Christmas (December 25) – Celebrated nationwide

• New Year’s Eve (December 31) – Restricted holiday for select institutions

• Community Feasts and Church Events in Goa, Kerala, and Tamil Nadu

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💡Tips to Manage Banking in December 2025

1. Plan cash withdrawals and cheque deposits before long weekends.

2. Use online banking — NEFT, UPI, IMPS, and ATMs are operational on all days.

3. Track RBI notifications for any special holidays in your state.

4. Avoid end-of-month rush for transactions due to account closing activities.

December 2025 offers several Bank Holidays across India, giving citizens the chance to celebrate, rest, and wrap up the year peacefully. Whether you bank with SBI, Union Bank, or HDFC, the month’s major closure is on Christmas Day (December 25), with additional holidays falling on weekends.

Keep this Bank Holidys list for December 2025 handy to plan your financial activities, travel, or office work efficiently.

As we move into the New Year, stay updated with monthly bank holiday calendars — because a little planning can save a lot of time at the branch counter!